Thursday, May 2, 2013

Countries that Will Demand the Most Steel in the Next 10 Years

Nightscape of the high-rise section of Dubai, ...
If there’s a physical substance that builds nations, then it has to be steel. Steel is used in the construction of highways, bridges and buildings, and is used in a variety of vital products to grow, such as household appliances and cars. Here are a few of the top countries that will be demanding the most amount of steel in the next decade.

China

It should come as no surprise that China is posed for super expansive growth in the next decade. The largest population in the world continues to see rises in household income, which allows them to spend more on luxury products, which drives large amounts of industrial activity – all of which require large amounts of steel. Luckily for China, they have large quantities of iron ore internally, and are in fact the largest steel producer in the world. Without having to pay larger premiums for steel, they can use steel to build their nations at a lower rate than other countries.

Vietnam

Vietnam has been considered as a country with a huge population with not enough income to support industrial growth for far too long. The country continues to see an increasing demand in cars, and has seen a sharp reduction in cars per 100 people throughout the country. With a continuing demand in luxury items, and a high population that has more money to spend, Vietnam should see a sharp increase in growth in the next ten years.

United Arab Emirates

Dubai seems to have finally caught the world’s attention, and propelled the city as the unofficial capital of the Middle East. With an ever expanding demand for oil, and an ideal physical location for trade, the United Arab Emirates will expect to have a large amount of economic growth for their relatively modest population size. Additionally, the immigration rate for the country is the highest in the entire world, and all of which are primarily wealthy individuals or individuals with high training and skills.

For more information on steel, visit Capital Steel & Wire's website.

Tuesday, April 23, 2013

MBA Human Resources Programs

When it comes to being a lawyer or a doctor or accountant, there always seems to be a clear and set path for you to follow. You graduate from undergrad, apply to graduate schools or take necessary exams, and then achieve a title or certificate that gives you necessary credentials to practice your profession. Organized and clean. However, things seem to be farther from the case when it comes to making a profession in human resource management.

The Human Resource Management Program at MSU is one of the top Human Resource MBA programs in the country, and many would dream to work there. However, what happens if you also get accepted to work in the human resources program at Boeing - One of the most highly sought after programs for human resource professionals in the world.

It isn't an easy choice, and it isn't the only profession that's like that. Many marketing and sales professionals also face the choice of going off to work at a great company where they will make money and possibly have a promising future, or enrolling at their dream MBA program.

Friday, November 30, 2012

My Christmas Shopping is Almost Done!


Nebraska Huskers
And thank goodness. I'm tired of shopping bags and packages already. The second-to-last person on my list was my sister-in-law (who will not be named even though I don't think she would ever come across this blog). My sister-in-law and I are best friends. We go to Husker games together with our husbands whenever we can. She is what you would definitely call a die-hard fan and I’m not taking the phrase lightly. She’s often screaming and cheering louder than our husbands! 

Despite her love for Huskers football, she, unfortunately, doesn’t have much Husker gear. She’s always sporting my brother’s shirts and hats, but doesn’t have any Husker swag of her own. Well, for Christmas, I thought I’d change that. I found the husker planet store online and they had all sorts of items she had on her wish list. Little does she know, they will be all Husker football-oriented! 

First, I picked out some Nebraska pajama pants. She’s the type that likes to get cozy for bed, so I knew she’d dig these flannel, plaid pants. They’re 100% cotton flannel and they’ve got the embroidered “N” on the left front leg. The colors of the plaid are tints of the team colors, so even on her lazy days, her team spirit can still be there! 

Next, I picked her out a Husker t-shirt. This shirt truly has a more feminine appeal to it….and it should, because it’s actually made for women! It features a stylish scoop neck and distressed screen print graphics across the front chest, featuring the University of Nebraska Cornhuskers logo. It’s also 100% cotton and tag less, so it’s stylish and comfortable! It’s also pre-washed, so that makes it super convenient and I know it will fit her after she washes it. 

Then, I picked out a Nebraska shirt….perfect for game day! It’s got the look and style of a jersey, but it’s fitted and designed for a woman. It’s called the “Football Slub Tee”. Its relaxed, vintage clothing with that familiar vintage soft feel because it’s 100% cotton. I know she’ll definitely love what she unwraps from me this year, thanks to the husker planet store!

Monday, November 5, 2012

When Dog Days Are Literal

Jack-o-lantern

Halloween was a bit of a disappointment at our house this past year as there were significantly less trick or treaters in years past. While the weather wasn't perfect, I still thought the turnout was low. Maybe I'm just getting old, but when I was a kid Halloween was a race to get your hands on as much candy as possible and you'd go to any extreme to make sure that you did. Regardless, I don't know if it's the general media-induced fear of kids being out at night (even with their parents), but things were slow and that left me with a bunch of leftover candy.

Of course, in the shopping trips I made preceding the candy holocaust that was not to be, I found a lot of good deals on assorted sweets I would never buy under other circumstances. One of which would be jelly beans. I can eat about five of them, and then I'm done. So I figured, why not leave them out in a bowl for guests? Good idea, right?

Well, it is until your schnauzer decides to climb on your furniture in the middle of the night and devour an entire pound of them. The aftermath was not pretty...at all. We're talking, carpet cleaning time here. Ugh...

Anyhow, note to self: Left unsupervised, even an otherwise well behaved dog will find his way into accessible sweets. If you're willing to do this, be prepared for the very gross aftermath.

Other pooch stories you might relate to:

Monday, October 1, 2012

Homeowners Associations


Homeowners associations are becoming commonplace in many new neighborhoods. If you are looking to buy a new home, make sure you know about HOA benefits and restrictions before you sign all of the paperwork. Make sure you will be able to live in the community before you move.
Homeowners associations are designed to help improve community appearance and value. Still, there are always little things that can cause annoyances to residents. Read all of the rules and regulations before you buy because sometimes you may not be able to live within the parameters. Here are some common restrictions that can become trouble spots:
  • Pontoon boats and RV’s must be stored out of sight.
  • Trash cans cannot be visible, except on trash-pickup day.
  • All cars must be parked in the garage (not on the street, not in the driveway) at all times.
  • Exterior and interior change requests must be approved by the HOA before you make them.
  • Remember, if you enter a neighborhood with an association, you are not able to opt out. You are stuck in the association until you move, so be willing to live within the guidelines.
Being part of a HOA is, by in large, a benefit — despite a few extra rules that improve your neighborhood. Your HOA will probably do regular walk-bys and drive-bys to make sure homes are in compliance. Keep up with regular maintenance and repairs to save a lot of work in the future because problems escalate into major repairs. It is a good idea to set aside about 1% of the purchase price of your home for annual repairs and preventative maintenance. Some trouble spots often include interior and exterior paint, gates, landscaping and roofing tiles. You can even ask them about their recommendations for professional services that ensure you are in compliance. This is particularly important if you are a business or working in a dangerous area. An example of such a service would be property condition assessments from Energy Finance Analytics, which is an external third party service.
If you are not in compliance with your HOA’s rules, you will probably be sent a letter telling you the problem and requesting that you fix it. You will then be given a grace period during which you can fix the problem at your own cost, followed by a re-inspection. If standards are still not met, you will receive a second letter, and the complaint is given to an attorney. The usual punishment is payment for when the HOA corrects the problem itself.

Your homeowners association is also designed to work for you. If you have any complaints, you can submit them to the office and they will be evaluated and taken care of. If the HOA is not responsible for the repair, like a broken street lamp or potholes, the complaint will be forwarded to the proper city offices. The association is also responsible for maintaining community-owned property such as median landscaping or certain fences and walls. Before you join a community, make sure its HOA does not have any outstanding financial situations you will be forced to help pay for because of major projects, maintenance or repairs.

HOA organizations are created to help you, the homeowner, have a comfortable, beautiful neighborhood to live in. Communities that have HOAs are more likely to increase in value and at a faster rate than those that don’t have homeowners associations because they are well-maintained and respected. If you are looking at a house in a neighborhood that has such an association, make sure you do all the research before you buy a home so you can live more comfortably within the rules and regulations.

Thursday, August 23, 2012

Switzerland Takes Top Honors

I just read an interesting article the other day. According to www.marketresearch.com, Switzerland is one of the most frequently traveled countries in all of Europe. That stat to me was a bit surprising to me, as I would have expected the big countries of Great Britian, France and Germany would take top honors, especially with their iconic buildings and historical sites.

However, it's quite hard to argue with the natural beauty of Switzerland, something that in my opinion is unrivaled in all of Europe. The Swiss Alps are one of the most beautiful mountain ranges in the world, and are frequented by the outdoorsy type from all over the world. Switzerland is also a relatively inexpensive country to travel across as well. Many hostels like this hostel in Interlaken Switzerland are on the affordable side for travelers looking to get the most value out of their traveling experience. The Swiss franc has also gained 24% against the euro since 2009, giving Switzerland a nice economic boost relative to their European neighbors.

Monday, August 20, 2012

Death Calculator! Woopieee!!

Life expectancy varies greatly from country to...
Life expectancy varies greatly from country to country. It is lowest in Africa and higher in Japan, Australia and Spain. (Photo credit: Wikipedia)

By this point in time, I believe everyone who reads my blog knows just how much I love gadgets, tools, calculators, and little interactive sites that give you instant feedback. Why I love them, I do not know, but I do, so that’s that. Today I found an extremely “different” type of interactive tool, different and a bit morbid.

Today’s tool, is a “Death Calculator” in which you go down the list, and add or subtract years based on certain criteria ranging from diabetes in your family, to how much you exercise, to your living environment. 

The tool starts with the average life expectancy, which is about 79.

Anyhow, go through, honestly answer all of the questions and see how you come out. Remember, the further below 79 you get, the more of a wakeup call it should be that changes need to take place. Changes with healthcare, our way of live, and the environment that surrounds us. Make those changes today, start exercising, daily. You can’t go wrong.